I insist that people take insurance on all my 
auctions, regardless of how small the item is 
(though I've never auctioned anything as small as a 
single trading card or something like that).  I 
just don't want to have to worry about a lot of 
hassle and finger-pointing back and forth if 
something gets lost.  

I suppose for small items I could get tracking 
instead, but it seems nicer to be able to say "I 
sent it, if it's lost you'll get your money back" 
rather than "see, I have _proof_ I sent it, it's 
not _my_ problem it's lost".

I do send international items non-insured when the 
insured shipping price would be silly, but I'm not 
happy about it at all.

--Atiya