I don't know if many people know the value of 
some cels.  I don't hear of two many gettin 
stolen, (remembers when somebody tried to still 
one of his!!).  There also the chance of them 
getting burned.  Instead of getting insurance i 
would get one of those flame resitant filing 
cabinet things.  The guy from gun's and roses has 
one for his comic book collection.  When i saw it 
it thought, that would be perfect to store some 
of my cels in.  

Insurance sounds like a good idea though.