we've used these guys...the policy is pretty 
straightforward, and you don't have to go through 
as much hassle as we would with our normal 
insurance company (who wouldn't insure our cels 
anyway).  you just estimate your collection's 
worth and insure for that amount.  they're very 
friendly with email answers, too.

oh--I've seen info on those fire-resistant 
safes--they may work for comics, but cels would 
melt in them :(  the safes resist burning, but 
they do get *hot*.

rosemary